Friday, September 28, 2012

The Current Situation About Dental Care Cost In America


Today across the United States, 7 out of 10 people go without dental care. Due to the high cost of coverage, one of the first benefits that are usually dropped by employers is dental. It is then left up to the employee to fund the cost of dental from his or her own pocket.

A single crown can cost over a thousand dollars. A root canal can be between $700-$900. An initial oral exam can be over $100. What is the average family of four without dental coverage to do?

In 2002 The Bureau of Labor Statistics reported that the average household income of a family of four was $36,764. This showed an increase over 2001 by 1.5%. If we optimistically compute a continuous increase of 1.5 % per year, we find today's average income is estimated at $39,605.27. That figure amounts to less than $830 a week before taxes. After housing, utilities, transportation, food and clothing is calculated very little is available to take care of little Nancy's sore tooth or her need for orthodontics.

As the availability of group dental insurance continues to decline, dental discount plans have become increasingly popular. No dental discount plan reflects this trend more than Careington. Started by two dentists in 1979, Careington dental plan now serves over 8,000,000 members.

Today, dental discount plans have exceeded dental insurance in popularity for a number of reasons. Unlike dental insurance, dental discount plans contain no waiting periods, no annual limits on benefits, and there are no claim forms to file.

Dental discount plans also cost much less than dental insurance. Careington dental plan is a low-cost leader, with plans as low as $6.95 per month. And while most dental plans require the full annual payment up front, Careington is one of the few that allow members to join and pay on an affordable monthly basis. No doubt, these low plan membership rates add to Careington's growing popularity.

Dental discount plans require that members use network dentists for all savings. Thanks to its longevity, Careington has had time to develop one of the largest and most stable dental provider networks in the industry. Greater choice is another reason for Careington's popularity.You can buy  medical equipment from www.zetadental.co.uk.

Due to its large membership base, Careington has been able to negotiate lower fees for its members, which translates into a greater level savings when compared to most other dental plans. On average, plan members can expect to save 40% to 50% off regular fees at a general dentist. With its low cost for membership and great savings, for millions of people, Careington is and will continue to be one of America's best solutions to the high cost of dental care. 

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